MANDATORY
・Applicants must have permission to work in Japan
・Applicants must be able to speak fluent ~ native level Japanese (Equivalent to JLPT N1)

☑Foreign business
☑English language required
☑Japanese language required
☑Hybrid (On-site x Remote)

[Position]
Credit Analyst (Associate to AVP)

[Company Description]
Global Finance Company

[Responsibilities]

• Conduct first level credit analysis for Financial Institutions (ex-Hedge funds) counterparts by preparing concise, critical and well supported credit proposals.
• Recommend credit limits in a partnership relationship with bankers/sales/structuring team based on the bank's risk appetite and client's credit profile.
• Conduct periodic credit facility renewal and maintain clear and updated documentation in all credit files including financial statements, financial spreading, credit applications, validation records, internal and external correspondence.
• Expedite and monitor the credit approval process by liaising with bankers/sales/structuring team and approval officers.
• Review and assess counterpart's credit risk rating at least annually, or as driven by special events, based on internal and external ratings and analytical tools.
• Manage a portfolio of FI counterparties keeping credit files up to date, covering Asian countries, particularly in Japan.
• Be actively involved in the preparation/negotiation of capital markets legal documentation, including ISDA, VMCSA, GMSLA, GMRA, etc.
• Keep a constructive and regular flow of communication with Front Officers to help them build deals in a sustainable way from the risk point of view, and to be informed timely of any relevant event on the Bank's commercial side.
• Ability to speak to internal and external interlocutors at senior levels, and provide CRE's recommendation with relevant supporting grounds.
• Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients.
• Support local branch regulatory requirements including contributions to the local Risk Management Committee, local overshoot monitoring, local provisioning report, BOJ/FSC derivative reporting as well as other local branch or regulatory tasks that may be required
• Assist in special credit related assignments and projects, as required.

[Requirements]

• Minimum 5 years of solid experience in Financial Institutions counterparty credit risk related work.
• Anticipation, quick reaction, ability to sometimes work under time pressure.
• Knowledge of capital market products including equity derivatives products, ISDA (International Swaps & Derivatives Association) /CSA (Credit Support Annex) documentation, GMRA, GMSLA, trade finance, asset backed financing is a definite advantage.
• Good command of both English and Japanese.
• Sound knowledge of the regulatory and business environment in Japan.
• Mature, self-learning, good communicator and co-operative work behavior to engage various stakeholders
• Degree in relevant discipline from a recognized university (MBA or other professional qualifications such as CFA is preferred)
• Fluency in English and Japanese (oral and written) is required.

[Salary]
8~12 million JPY+ Bonus
(Experiences and skills will be considered)

[Location]
Tokyo (Hybrid WFH system)

[Holidays]
Full 2 holiday week system (Sat/Sun) national holidays, New year's holiday, Annual Leave, and more.

Please click "apply" if you are interested in the job.
We will review your profile and contact you within five business days should we find that you satisfy the requirements of the hiring company.
Further details about the company and position will be notified at a later date.

Reference: JO- 2303-479644
Seniority Level: Mid-level
Job Function: Finance